Rental Loans

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your available options

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Short Term Rental Loans

BRRR Investors or Short Term Rental acquisitions; Whether you are purchasing or refinancing your investment property, take advantage of our flexible short term rental programs.

Please contact us for all your available options to acquire Short Term Rentals

DSCR Long Term Rental Loans

DSCR loans allow investors to build a vast portfolio of rental properties.

DSCR Long Term Rental Loans

  • PROPERTY TYPES: Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos
  • LOAN AMOUNT: $75,000 - $2,500,000
  • LOAN TYPE: 30-Year Fixed Rate Mortgage (Fully Amortizing)
    5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • MAXIMUM LOAN TO COST: If Owned less than 3 months: 80% of Total Cost Basis
    If Owned between 3 and 6 months: additional 5% haircut on Max Eligible LTV
  • MAXIMUM LOAN TO AS-IS VALUE (SUBJECT TO MINIMUM FICO): Purchase/Rate-Term Refinance: 80%
    Cashout Refinance: 75%
  • TERM LENGTH: 30 Years
  • RECOURSE: Full Recourse Only
  • MINIMUM GUARANTOR FICO: Mid-Score of 660
  • LEASE REQUIREMENTS: Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
    Unleased Units: 90% of Market Rent (Purchase Loans only)